It can be tough to get a mortgage if you have a poor credit score. Therefore, one of the things people do when they are in the process of buying a house is they take advantage of credit rescoring. Credit rescoring is when there are errors in the credit report or other inaccuracies and you have ways of proving them to your advantage.
At the point when you have a mortgage application in the works, your lender can submit information to the credit bureaus and they can adjust it in your favor. This basically only happens under these conditions and when there is a home purchase pending.
